Kisan Rin Portal: What It Is and How It Helps Farmers

Kisan Rin Portal in one minute

The Kisan Rin Portal was launched on 19 September 2023 in New Delhi by Finance Minister Nirmala Sitharaman and the then Agriculture Minister Narendra Singh Tomar. On the same day they launched the Ghar Ghar KCC Abhiyaan and the WINDS Manual (PIB, 19 September 2023).

It was built jointly by the Department of Agriculture and Farmers Welfare, the Department of Financial Services, the Department of Animal Husbandry and Dairying, the Department of Fisheries, RBI and NABARD. PIB described it as an integrated hub giving "a comprehensive view of farmer data, loan disbursement specifics, interest subvention claims, and scheme utilization progress".

In plain words: it is the back office of the KCC interest subsidy. When your bank gives you a KCC crop loan at a low rate, the government pays the bank part of the interest. KRP is where banks report those loans and claim that money.

Who uses KRP and what they do there

According to the PIB backgrounder of 11 March 2026, 457 banks are onboarded (37 commercial banks, 46 regional rural banks and 374 cooperative banks). The portal automates claims for interest subvention (IS) and the Prompt Repayment Incentive (PRI), and it also covers allied activities such as dairy, poultry, fisheries and beekeeping.

Why it matters to you even if you never open it

Before KRP, banks sent interest subvention and prompt repayment claims to RBI and NABARD manually. This caused delays. KRP was made to digitise these claims under the Modified Interest Subvention Scheme (MISS).

PIB reported on 4 February 2025 that by 31 December 2024 the portal had processed claims worth ₹1,08,336.78 crore, and about 5.9 crore farmers were mapped on it.

Why should a farmer care? Because the low KCC rate depends on this system. Short-term KCC loans up to ₹3 lakh carry 7% a year, and farmers who repay on time get a further 3% incentive, so the effective rate becomes 4% (RBI circular, 13 January 2026). Banks can offer this only because the government repays them through claims on KRP. The full rate rules, including the announced ₹5 lakh limit, are on our KCC interest rate page.

What farmers can and cannot do on the Kisan Rin Portal

You cannot

• Apply for a new Kisan Credit Card
• Get a loan sanctioned or a limit increased
• Check your PM Kisan kist (installment) or KCC application status: no such farmer menu was found in any source we reviewed
• Get any payment from the portal itself

What is reported but not officially confirmed

Some third-party guides say the portal has information pages on eligibility and loan quantum, and a login screen. We could not confirm these menus officially, so treat them as reported only. The login is meant for bank and official users, not for farmers.

What you can do

• Apply for KCC at your bank branch
• Repay on time so your bank can claim the incentive and you pay the lower rate
• Keep your Aadhaar seeded and eKYC complete, since RBI lists these as mandatory for the interest benefit

Ghar Ghar KCC Abhiyaan: the door to door KCC campaign

The Ghar Ghar KCC Abhiyaan was launched with the portal and ran from 1 October 2023 to 31 December 2023 (PIB, 19 September 2023). Its aim was to give a KCC to every PM Kisan labharthi (beneficiary) who did not have one yet.

• The Agriculture Ministry matched KCC account data with the PM Kisan database to find these farmers.
• Then Minister Tomar said it targeted about 1.5 crore PM Kisan beneficiaries without a KCC.
• It covered all types of KCC: crop, animal husbandry, dairy and fisheries (Department of Animal Husbandry and Dairying, Lok Sabha answer).
• NABARD was the main executing body and built a monitoring portal for saturation camps, as reported by Gaon Connection (September 2023).

We found no official final figure for how many KCCs were sanctioned under the campaign. The campaign itself has ended, but you can still apply for a KCC at a bank on any working day.

How a farmer actually gets a KCC

1. Go to a bank branch. Any commercial bank, regional rural bank, small finance bank or cooperative bank can issue a KCC. There is no online KCC application on KRP.
2. If you get PM Kisan, ask for the one-page KCC form. It is available on the official PM Kisan portal (pmkisan.gov.in), at the bank and on Agriculture Department websites. A CSC can fill and forward it.
3. Give the basic papers. For PM Kisan beneficiaries the bank already holds your data, so you mainly give a land record copy, the crops you sow, and a declaration that you have no KCC from another bank.
4. Wait for the decision. Under the 2020 KCC saturation drive, banks were told to issue a fresh KCC, raise a limit or revive an inoperative card within the shortest possible time, not more than 14 days from the application.
5. Use and repay on time. Repaying within the due period keeps your effective rate at 4%.

Full documents and limit rules are on our Kisan Credit Card guide. If you are not yet in PM Kisan, see PM Kisan registration, and if your state asks for it, get your Farmer ID first.

Fasal rin portal, look-alike links and safety

The portal's web address is fasalrin.gov.in, which is why many people call it the "fasal rin portal" (crop loan portal). It is the same Kisan Rin Portal.

Be careful with other links. In September 2023 Gaon Connection gave a CSC e-service KCC page as a "portal link". That is a CSC service page, not the Kisan Rin Portal.

• Use only official addresses ending in .gov.in.
• Never pay an agent to "get KCC through Kisan Rin Portal". Farmers do not apply there.
• Never share an OTP, Aadhaar number or bank PIN with anyone on phone or WhatsApp.
• For help, use official numbers listed on our Kisan apps and helplines page.